Coverage Details

Coverage Details

Everything you need to know about what’s covered, what’s not, and how our plans work

Auto Coverage Components

🔧 Engine

All internally lubricated parts including pistons, rings, crankshaft, camshaft, bearings, valves, oil pump, timing chain/belt, and engine mounts.

⚙️ Transmission

All internally lubricated parts including torque converter, valve body, governor, solenoids, and mounts for automatic and manual transmissions.

⚡ Electrical

Alternator, starter motor, voltage regulator, wiper motors, power window motors, power lock actuators, and electronic control modules.

❄️ Climate

A/C compressor, condenser, evaporator, heater core, blower motor, and related components.

🔄 Steering & Suspension

Power steering pump, rack and pinion, tie rods, ball joints, control arms, shocks, struts, and wheel bearings.

⛽ Fuel System

Fuel pump, fuel injectors, pressure regulator, and fuel tank components.

Home Coverage Components

🌡️ HVAC

Central A/C, furnace, heat pump, ductwork, thermostat, and related components.

🔧 Plumbing

Water heater, interior plumbing, faucets, toilets, sump pump, and water lines.

⚡ Electrical

Interior wiring, outlets, switches, circuit breakers, ceiling fans, and doorbell.

🍳 Appliances

Refrigerator, oven/range, dishwasher, garbage disposal, microwave, washer, and dryer.

What’s Not Covered

✗ Pre-existing conditions

✗ Cosmetic damage

✗ Routine maintenance items

✗ Abuse or neglect

✗ Aftermarket modifications

✗ Acts of nature

✗ Commercial/rideshare vehicles

✗ Structural/foundation issues

Rental Car Reimbursement

Available with select plans. Up to $35/day for up to 5 days while your vehicle is being repaired at an authorized facility for a covered claim.

Questions About Coverage?

Our coverage specialists can help you find the right plan

Get a Free Quote
(877) 346-1744

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