Coverage Details
Everything you need to know about what’s covered, what’s not, and how our plans work
Auto Coverage Components
🔧 Engine
All internally lubricated parts including pistons, rings, crankshaft, camshaft, bearings, valves, oil pump, timing chain/belt, and engine mounts.
⚙️ Transmission
All internally lubricated parts including torque converter, valve body, governor, solenoids, and mounts for automatic and manual transmissions.
⚡ Electrical
Alternator, starter motor, voltage regulator, wiper motors, power window motors, power lock actuators, and electronic control modules.
❄️ Climate
A/C compressor, condenser, evaporator, heater core, blower motor, and related components.
🔄 Steering & Suspension
Power steering pump, rack and pinion, tie rods, ball joints, control arms, shocks, struts, and wheel bearings.
⛽ Fuel System
Fuel pump, fuel injectors, pressure regulator, and fuel tank components.
Home Coverage Components
🌡️ HVAC
Central A/C, furnace, heat pump, ductwork, thermostat, and related components.
🔧 Plumbing
Water heater, interior plumbing, faucets, toilets, sump pump, and water lines.
⚡ Electrical
Interior wiring, outlets, switches, circuit breakers, ceiling fans, and doorbell.
🍳 Appliances
Refrigerator, oven/range, dishwasher, garbage disposal, microwave, washer, and dryer.
What’s Not Covered
✗ Pre-existing conditions
✗ Cosmetic damage
✗ Routine maintenance items
✗ Abuse or neglect
✗ Aftermarket modifications
✗ Acts of nature
✗ Commercial/rideshare vehicles
✗ Structural/foundation issues
Rental Car Reimbursement
Available with select plans. Up to $35/day for up to 5 days while your vehicle is being repaired at an authorized facility for a covered claim.
Questions About Coverage?
Our coverage specialists can help you find the right plan